How Embarrassing!
10/29/2007
We've all been embarrassed at work at one time or another: spilled coffee on your lap in a spot where it looks like you "had an accident"; had a slip of the tongue in a training session, such as accidentally omitting the letter "f" from the word "shift"; witnessed your boss trying to pull up his zipper - quite obviously - during a meeting, getting caught, and saying "What?" to your look of shock.
Maybe some of those embarrassing situations have happened to you. Those definitely happened | ... More
| Employers Remain Conservative With Hiring Plans
10/25/2007
U.S. employers plan to maintain a stable, yet cautious approach toward hiring in the final quarter of 2007, according to a quarterly survey of 14,000 employers by Manpower, Inc.
Of the employers surveyed, 27 percent said that they expect to increase their workforces during the fourth quarter of 2007, while 9 percent expect to trim their payrolls. Fifty-eight percent expect no change in the hiring pace, and 6 percent are undecided about their hiring plans.
"It is not unexpected | ... More
| Who Is Satisfied With Pay?
10/23/2007
Forty-eight percent of Americans say they are paid well for the job they do, compared with the 46 percent who disagree, according to a survey by Express Personnel Services, an international staffing company.
In general, respondents who said they are paid adequately were age 45 and older, hold upper management job titles, and have been with their current company six years or longer, according to the survey.
Respondents who said they are not paid adequately were more likely to be | ... More
| Mailing To Last Known Address An Important Step
10/19/2007
Since the evolution of the Internet and the speed of e-mails, the process of receiving mail from a postal worker at your home is considered "snail mail." Most individuals receive the dreaded bills or junk mail via snail mail. However, there is one important letter sent by snail mail that should not be overlooked, a COBRA Qualifying Event Election Notice.
Proper COBRA administration requires employers to notify Qualified Beneficiaries of their rights to continuation coverage after | ... More
| Deferential Standard Of Review
10/17/2007
As a general rule, there is no right to a jury trial in an ERISA benefit dispute. Usually these cases are decided in Federal District Court by a judge, who reviews the plan administrator's final decision, denying a claim. The Court may adopt one of two possible standards of review: either a de novo standard or a deferential standard. (There is a third "less deferential" standard that may be applied in certain cases involving a "conflict of interest" of the plan fiduciary). The outcome of a case | ... More
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Increasing Your Referrals ... Without Ever Asking!
10/30/2007
Have you ever sat through a workshop designed to improve your referral-generating skills? Did you develop your script, role-play, ask yourself if you're referable, etc.? Of course, this exercise is extremely valuable for acquiring referrals. The reality is, however, that most financial advisors - and most professionals in general - don't like to have to ask for referrals. It's the same reaction most of us have to cold calls - if we don't have to, we won't!
Most things that we | ... More
| Final 403(b) Regulations
10/25/2007
The final 403(b) regulations, reflecting some 40 years of guidance, have been issued and are generally effective for plan years starting after December 31, 2008. This will give everyone a chance to implement the changes.
After waiting for more than two and a half years, retirement plan practitioners have received updated and comprehensive regulations that apply to 403(b) arrangements. The new regulations, which replace those issued on December 24, 1964, eliminate many of the differences | ... More
| New Kiddie Tax Needs A Time Out
10/24/2007
Years ago, Congress came up with the anti-taxpayer concept known as the Kiddie Tax. It's intended to discourage high-bracket parents from shifting taxable income (especially from investments) to their lower-bracket children in order to reduce the family's combined federal income tax bills. Under the Kiddie Tax rules, an affected child's unearned income items (such as interest, dividends, and capital gains) are taxed at the parent's higher rates instead of at the child's lower rates.
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| Boomers Need To 'Reverse' Their Spending
10/22/2007
A phenomenon in the history of the United States never witnessed before is starting to unfold: the "senior boom." As many as 8,000 Americans will turn 62 every day and become eligible for a reverse mortgage for the next 18-20 years.
Beginning January 1, 2008, the first "Baby Boomer" will be eligible for early retirement. This market segment consists of over 76 million individuals; all preparing for retirement in the next twenty - plus years. It is projected that around 2014 to 2016 | ... More
| Build a New Kind of Wealth - Social Capital
10/18/2007
No matter your station in life, you know that financial capital is essential for business and life success. It helps you survive, first of all, and then to acquire an education and material possessions and to support a family, travel and leave a monetary legacy.
Building another kind of wealth - social capital - is just as essential for your business and life success. In fact, if you didn't inherit a lot of financial capital, you need to concentrate on this kind of wealth even more to | ... More
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Five Steps to a Winning Listing Presentation
10/30/2007
Want to make more money? Need more confidence?
Get the edge on your competition with a better listing presentation. You WILL attract more clients and more sales! Rich Levin, respected Real Estate Professional, gives you the top five ideas to make your Listing Presentation better... a lot better!
Included in this package is an Audio CD, comprehensive seven page workbook and flashcards to remind you of the most important | ... More
| What Is Property Staging?
10/26/2007
What is Staging?
Staging has become a popular and dynamic industry of its own within the real estate trade! Staging is preparing a property for sale to meet two goals: a faster sale and a greater Return on Investment.
This is done by peeling back the layers of the home and addressing each issue that may dissuade or deter potential buyers, in addition to neutralizing the visual aesthetics of a home to appeal to a wider variety of prospective buyers. Staging is much more involved now, | ... More
| Can I Buy a Share of the New Property Then Immediately Transfer My Share?
10/25/2007
I know I cannot sell the old property in my name, and then turn around and buy a share of a partnership. But, can I buy a share of the new property in my name, and then immediately transfer my share of the land to the partnership?
No. Section 1031 requires that you sell real estate and buy real estate. If you buy a partnership interest, that is not considered real estate. If you buy real estate, and then transfer your share of the real estate to a partnership, the IRS may connect the two | ... More
| SELL Your Listings - Guarenteed!
10/23/2007
This topic is one that is of interest to even the highest producing Agents. I will share with you the ideas, scripts and tools that get you easier price reductions and more listings. You will learn the goal and the four keys to getting price reductions and guaranteeing the sale of your listings.
The package includes an Audio CD, a seven page workbook and flashcards to remind you of the most important thoughts on this | ... More
| Announcing Reseller Relationship With DoorKnockingSystems.com
10/19/2007
Today RETrainingCenter.com is happy to announce a partnership with DoorKnockingSystems.com. Under this agreement RETrainingCenter.com will promote and sell products and services from DoorKnockingSystems.com, including "The Complete Real Estate Door Knocking System" by Phil Nordella.
About DoorKnockingSystems.com
DoorKnockingSystems.com was created by Phil Nordella, a realtor since 1993. Since then he has been the top realtor in his office, become co-owner in 1998, and | ... More
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