Format: Webcast/Audio Conference/Interview/On-Demand

The following provides course information, as well as pricing, author, and educational credit information for the course you selected.

To order this course, click on one of the "Order" options at the bottom of the page.

Course/Product Description
Title:

Banker's Responsbility Under FCRA

Date / Time: Recorded
Format: Webinar
Description:

Banker's Responsbility Under FCRA
What?
The Fair Credit Reporting Act (FCRA) has been around since the 1970s. The law was fairly straight forward for many years. Then the Fair and Accurate Credit Transaction Act (FACTA) became law on December 4, 2003. The FACT Act revised the FCRA. The revisions, which unfolded over an eight year period, resulted in substantial changes for all financial institutions.

In order to understand the various provisions of the law today, research must include both the FCRA and FACTA and the Consumer Financial Protection Bureau' s (CFPB) Regulation V and the Federal Reserve Board's (FRB) Regulation V. It is all a bit of a jumble.

The Economic Growth, Regulatory Relief and Consumer Protection Act (EGRRCPA), which was signed into law on May 24, 2018, further amends a number of sections of the FCRA. Those sections create new security freeze rules, change rules regarding veteran's medical debt, and allow a rehabilitation program for delinquent student loans. The EGRRCPA revisions have effective dates ranging from May 24, 2018 to May 24, 2019.

Why?
This two-hour on-line program provides a review of the numerous subparts and appendices included in both the CFPB's and FRB's Regulation V and the FCRA and FACTA. It also includes the EGRRCPA amendments. Although many of the provisions are new, program participants frequently comment that they never heard of some of the sections discussed. Ignorance of the law is not an acceptable excuse for violations. If any member of your staff is not familiar with the provisions listed below they need this program.

Program participants receive a detailed manual that provides a thorough explanation of all the FCRA requirements.

Covered Topics:
  • Affiliate Marketing;
  • Medical Information;
  • Duties of Furnishers of Information;
  • Duties of Users Regarding Obtaining and Using Consumer Reports;
  • Duties of Users Regarding Risk-Based Pricing;
  • Duties of Users of Consumer Reports Regarding Identity Theft;
  • Duties of Users of Consumer Reports Regarding Address Discrepancies and Records Disposal;
  • Identity Theft Red Flags;
  • Duties of Consumer Reporting Agencies Regarding Identity Theft;
  • Duties of Consumer Reporting Agencies Regarding Disclosures to Consumers;
  • Miscellaneous Duties of Consumer Reporting Agencies;
  • Truncation of Numbers;
  • Providing Information to Victims;
  • Blocking Information;
  • Repollution;
  • Investigation Coordination;
  • Debt Collection Communications;
  • Free Credit Reports;
  • Disclosure on Opt-Out of Prescreened Lists;
  • Disclosure of Credit Scores; and
  • Notice of Negative Information.
Who Should Attend:

The program is designed for compliance officers, operations personnel, loan officers, loan originators, auditors and others involved in originating and servicing loans.

About the Presenter:

Jack Holzknecht is the CEO of Compliance Resource, LLC. He has been delivering the word on lending compliance for 42 years. In 37 years as a trainer over 130,000 bankers (and many examiners) have participated in Jack’s live seminars and webinars. Jack’s career began in 1976 as a federal bank examiner. He later headed the product and education divisions of a regional consulting company. There he developed loan and deposit form systems and software. He also developed and presented training programs to bankers in 43 states. Jack has been an instructor at compliance schools presented by a number of state bankers associations. As a contractor he developed and delivered compliance training for the FDIC for ten years. He is a Certified Regulatory Compliance Manager and a member of the National Speakers Association.

Cannot Attend The Live Presentation?

This presentation is also available in a recorded format, in On-Demand Or CD versions, as shown in the pricing options below.
Licenses / Designations / Educational Credits: CEU
All US States: 2.5
All Canadian Provinces: 2.5
Other Details:
About The Provider: Since 1983 Total Training Solutions has produced dozens of videotapes, CD-Roms, DVD's and web-based training modules. In addition to off-the-shelf products, Total Training Solutions also develops custom training products and consults with financial institutions to develop their own training curriculum.

For timely delivery of training topics, webinars or web conferencing is an unbeatable option. We now offer over 100 live programs per year and you can even purchase the recorded or ondemand session if you are unable to attend the live program.

We have worked exclusively with the financial industry since our founding. Because of this, we understand the needs of training departments in financial institutions and are alert to changes which affect the industry.

Webinar Descriptions:

Live Session:
Attend the live session with the opportunity to ask questions to the presenter. You also receive a link to the handouts. All registrations for a live event will be given access to the OnDemand recording, at no additional cost, for seven days following the event. This will allow a flexible alternative when last minute conflicts intrude on scheduled events.

Recorded CD:
CD-Rom includes audio and video of recorded webinar plus hard copy handouts. You will also receive 6 months access to the OnDemand weblink as an added free bonus.

OnDemand:
Includes a weblink for unlimited viewing for 6 months after the date of the webinar as well as a link to handouts.

Live + Recorded:
Includes all three options above. Live session, OnDemand Weblink, and CD-Rom plus Hardcopy Handouts.

Live + OnDemand:
Includes two of the options above. Live session and 6 months access to OnDemand Weblink plus link to handouts.
Recorded Price: $345.00
More Info: Contact Us For More Information

To order this product by check/invoice or credit card, enter desired quantity (and delivery format) here >>>
Qty:

About Us | Contact Us | Join Mailing List | Guarantee | Privacy
Why Use Audio Conferences | Partnering | Frequently Asked Questions
The Industry Calendar | 5755 North Point Parkway, Suite 228 | Alpharetta, GA | 30022 | 770-410-5787